Fixed Deposit vs Debt Funds

Fixed Deposit

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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	109,907	9,907	9.91

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	9,907	Short Term	Not Applicable	2,972	6,935

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 30-05-2025

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Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.74	11.52	8.9	8.75	6.21	7.08	6.67
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	11.46	9.21	8.37	7.42	7.09	7.1
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	1.23	11.18	8.96	9.34	7.82	6.61	7.75
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	1.23	11.18	8.96	9.34	7.82	6.6	7.53
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.97	11.0	8.47	7.86	6.34	6.93	6.76
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.19	10.73	9.05	8.42	6.16	7.39	7.04
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.77	10.73	8.76	7.93	5.73	7.14	6.02
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	0.96	10.61	9.31	8.79	6.66	-	7.23
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	10.6	8.37	8.41	6.43	7.6	8.06
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	10.57	8.93	8.09	6.56	7.99	8.13
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.54	10.42	8.25	7.72	5.4	6.25	6.69
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	10.14	8.19	8.22	5.59	6.68	7.68
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.41	10.14	8.39	8.59	6.07	7.69	6.21
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.64	10.11	8.43	7.58	5.68	7.16	7.58
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	1.53	10.05	8.35	7.54	8.87	6.99	7.91
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.52	10.04	8.49	7.81	6.91	6.52	8.16
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.29	10.01	8.57	8.52	6.96	8.21	8.48
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	9.56	8.48	8.04	5.65	7.35	7.79
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	9.55	7.93	7.45	5.17	-	5.5
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.19	9.44	8.14	7.25	-	-	6.28
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.75	9.37	7.51	7.3	5.03	6.49	7.06
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	8.86	7.03	6.68	5.44	-	6.21
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.04	8.33	6.99	6.84	4.58	-	5.97

Showing 1 to 23 of 23 entries

Fixed Deposit vs Debt Funds

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